Links to Privacy Statements

Who we are

Our website address is:

Industry regulatory disclosure requirements

Details of our official Privacy Statement can be found in the below link.

WSP combined Credit Guide & Privacy Statement version 2 – Credit Services

WSP Privacy Statement version 4 – Financial Services

For the sake of clarity and transparency, we have included further details you may wish to know in the notes below.

What personal data we collect and why we collect it


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

If you complete a contact form then the information contained in that form is retained by us indefinitely.


If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.


We utilise the services of statistic programs that enable us to keep track of the user traffic entering and leaving our site.

Who we share your data with

We will not knowingly share your data.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Your contact information

We will retain contact information indefinitely. However, from time to time, in an effort to reduce spam and other forms of internet fraud, harassment and inappropriate behaviors, we reserve the right to delete users and their information.

Keeping on top of spam is a difficult task and from time-to-time, we will take action as required in an attempt to ensure that our site is being accessed by genuine individuals.

If we inadvertently delete your account and contact details, please simply email and let us know. We will replace your user details and update our records.

Additional information

How we protect your data

Our website is based on the software, which is regularly tested and updated for bugs, vulnerabilities and potential threats.

What data breach procedures we have in place

If there is a data breach we will liaise with our service providers in order to establish the severity and likely impact of that breach on user data. If our service providers consider the breach of material impact to user data then we will inform users via the contact details held on our website records.

What third parties we receive data from

This website is hosted on a major internet infrastructure service provider. The service provider entity and staff have service access to all data owing to the work they perform for us.

What automated decision making and/or profiling we do with user data

We will use your data for marketing purposes, to determine what information or products or services may be of interest to you.

Industry regulatory disclosure requirements